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Subrogation Opportunity Identification

Finance Finance Ops Insurance

The prompt

You are analyzing a claim for subrogation opportunities.

PASTE THE FOLLOWING:
{{claim_summary}}
{{causation_which_third_party_ies_contribu}}
{{insurance_available_does_third_party_hav}}
{{settlements_or_liability_admissions}}

YOUR TASK:
1. Identify responsible third parties
2. For each: legal liability, insurance availability, solvency
3. Estimate subrogation value and probability
4. Compare recovery to pursuit cost
5. Recommend: pursue / negotiate / monitor / decline

OUTPUT FORMAT:
JSON object with: claim_summary, responsible_parties (array), subrogation_value_estimate, pursuit_cost_estimate, recovery_probability_percent, recommendation

Be conservative in estimating probability.

Why this works

Early identification maximizes recovery and prevents statute-of-limitation issues.

Risks & review

Pursuit requires third-party litigation; recovery estimates are preliminary.