Coalition

What it does

Coalition is an AI-native cyber insurance company that combines insurance coverage with proactive cybersecurity monitoring - continuously scanning policyholders' internet-facing assets for vulnerabilities and alerting security teams to risks before they become claims. AI capabilities include automated attack surface monitoring discovering all internet-facing assets per policyholder, machine learning risk scoring evaluating cyber risk posture for underwriting and proactive alerts, AI claims triage routing incidents to appropriate response resources, and threat intelligence correlation identifying when a policyholder's vendors have been compromised. Coalition's model aligns insurer and policyholder interests - reducing claims by actively helping policyholders improve security.

Strengths

• Mid-market companies use Coalition for comprehensive cyber insurance with proactive risk management - AI attack surface monitoring providing security visibility many mid-market organizations lack.
• Large organizations use Coalition for enterprise cyber insurance with active monitoring - AI risk intelligence supporting both insurance decisions and internal security team alerting.
• Small businesses use Coalition for cyber insurance that comes with active security monitoring - AI continuously checking for vulnerabilities rather than simply paying claims after incidents.

Watch-outs

• Insurance primary, security tools supplementary: Coalition's security monitoring supports insurance underwriting — organizations needing deep security operations should maintain dedicated security tools alongside Coalition coverage.
• Coverage limits may not meet large enterprise needs: Large enterprises with high coverage requirements may need to supplement Coalition with excess cyber insurance from traditional markets.
• US-focused primary market: Coalition's insurance products are primarily available in the US and Canada — global organizations need international insurance partners for non-North American exposures.

Pricing

Cyber insurance premiums vary by company size, industry, and security posture. Small business policies from a few hundred dollars annually. Mid-market typically $5,000 to $50,000/year. Active monitoring included with all policies.